Pillar 3 quarterly disclosures as at 30 September 2024 Standard Bank Group Limited Registration number 1969/017128/06 Incorporated in the Republic of South Africa Website: www.standardbank.com/reporting Share codes JSE and A2X share code: SBK ISIN: ZAE000109815 NSX share code: SNB SBKP ZAE000038881 (First preference shares) SBPP ZAE000056339 (Second preference shares) JSE bond code: SBKI ("Standard Bank Group" or "the group") Pillar 3 quarterly disclosures as at 30 September 2024 In terms of the requirements under Regulation 43(1)(e)(iii) of the regulations relating to banks and the Basel Committee on Banking Supervision (BCBS) Pillar 3 framework, quarterly disclosures on capital adequacy, risk weighted assets, leverage and liquidity are required. Shareholders and noteholders are advised that Standard Bank Group and The Standard Bank of South Africa Limited Pillar 3 disclosures for the quarter ended 30 September 2024 are available on the group's website: Capital and Risk Management documents | Standard Bank At 30 September 2024, the group reported: • CET1 capital adequacy ratio including unappropriated profits of 13.6%; • Liquidity Coverage Ratio of 137.5%; and • Net Stable Funding Ratio of 124.4%. Shareholders are advised that the information contained in this announcement has not been reviewed or reported on by the group's external auditors. Johannesburg 29 November 2024 JSE sponsor The Standard Bank of South Africa Limited Namibian sponsor Simonis Storm Securities (Proprietary) Limited Date: 29-11-2024 08:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.