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Trading Statement
CAPITEC BANK HOLDINGS LIMITED
Incorporated in the Republic of South Africa
Registration number 1999/025903/06
Ordinary Share Code: CPI ISIN Number: ZAE000035861
Preference Share Code: CPIP ISIN Number: ZAE000083838
("Capitec" or "the Group")
TRADING STATEMENT
In terms of the Listings Requirements of the JSE Limited, a listed
company is required to publish a trading statement as soon as it is
satisfied that a reasonable degree of certainty exists that the
financial results for the financial period to be reported on next will
differ by 20% or more from those of the previous comparable period.
The board advises that a reasonable degree of certainty exists that for
the year ending 28 February 2025:
- Group headline earnings per share will be between 11 739 cents and
12 106 cents per share, representing an increase of between 28% and
32% compared to the 9 171 cents per share for the comparative year
ended 29 February 2024.
- Group earnings per share will be between 11 720 cents and 12 086
cents per share, representing an increase of between 28% and 32%
compared to the 9 156 cents per share for the comparative year
ended 29 February 2024.
The improvement in the credit impairment charge and credit loss ratios
(CLRs)seen in the second half of the 2024 financial year has continued
into the 2025 financial year.
Net transaction and commission income (including value-added services and
Capitec Connect) was a significant driver of growth during the current
financial year. Active and fully banked client numbers and client
acceptance of our new and maturing products continued to grow.
The financial information on which this trading statement is based has
not been reviewed or reported on by Capitec's auditors. The financial
results for the year ending 28 February 2025 are expected to be published
on SENS on or about 23 April 2025.
Stellenbosch
31 January 2025
Sponsor
PSG Capital
Date: 31-01-2025 01:05:00
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