FRC545 FRC546 - Listing of New Financial Instruments FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRC545 ISIN: ZAG000209321 Bond code: FRC546 ISIN: ZAG000209172 (FRB) LISTING OF NEW FINANCIAL INSTRUMENTS The JSE has granted FRB the listings of its FRC545 and FRC546 senior unsecured unsubordinated notes, in terms of its note programme (the programme) dated 29 November 2011, as amended from time to time, effective 30 September 2024. Type of debt security: Credit linked notes Debt security code: FRC545 ISIN: ZAG000209321 Nominal issued: R 60 000 000.00 Coupon rate: 3 Month JIBAR plus 226 basis points Interest determination date(s): The first business day of each interest period, with the first interest determination date being the issue date First interest payment date: 20 December 2024 Interest payment date(s): 20 March, 20 June, 20 September and 20 December in each year until the maturity date Last day to register: By 17:00 on 15 March, 15 June, 15 September and 15 December in each year until the maturity date Books close: 16 March, 16 June, 16 September and 16 December in each year until the maturity date Maturity date: 20 June 2031, subject to paragraph 51 of the pricing supplement Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the cessation of interest, the early redemption at the option of the issuer, the early redemption amount and the credit linked notes provisions as contained in the pricing supplement Debt security code: FRC546 ISIN: ZAG000209172 Nominal issued: R 60 000 000.00 Coupon rate: 9.46% per annum for all interest periods commencing from the issue date and ending on but excluding 30 September 2026, 3 Month JIBAR plus 156.5 basis points for all interest periods commencing from 30 September 2026 and ending on but excluding 30 September 2029, and 9.46% per annum for all interest periods commencing from 30 September 2029 and ending on but excluding the maturity date Interest determination date(s): The first business day of each interest period, with the first interest determination date being the 30 September 2026 First interest payment date: 31 December 2024 Interest payment date(s): 31 March, 30 June, 30 September and 31 December in each year until the maturity date Last day to register: By 17:00 on 26 March, 25 June, 25 September and 26 December in each year until the maturity date Books close: 27 March, 26 June, 26 September and 27 December in each year until the maturity date Maturity date: 31 March 2032, subject to paragraph 51 of the pricing supplement Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the cessation of interest, the mixed rate note, the early redemption at the option of the issuer, the early redemption amount and the credit linked notes provisions as contained in the pricing supplement THE BELOW SECTION IS APPLICABLE TO THE FRC545 AND FRC546 NOTES ABOVE: Issue date: 30 September 2024 Interest commencement date: 30 September 2024 Issue price: 100% of par Business day convention: Modified following business day Final redemption amount: 100% of the aggregate nominal amount Programme amount: R 60 000 000 000.00 Total notes in issue under programme: R 42 807 258 701.07 as at the signature date of the FRC546 pricing supplement Dealer: FirstRand Bank Limited, acting through its Rand Merchant Bank division 26 September 2024 Debt sponsor Rand Merchant Bank (a division of FirstRand Bank Limited) Date: 26-09-2024 10:55:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.